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Last Expense Program

Dignified Funeral Support When It Matters Most.
From just Ksh.100/month, get full funeral cover for yourself and your loved ones — including transport, executive coffin, tents, clothing, and even a cash gift.

What Is the Last Expense Program?

Hikri Companion’s Last Expense Program is a welfare-based funeral insurance solution offering comprehensive support in your time of need. From transport and clothing to executive coffins, PA systems, and even a bull for food — our plans are designed to ensure a dignified send-off without financial stress.

Key Features List:

Covers up to 6 dependents
Flexible subscription options (weekly/monthly/yearly)
Waiting period applies (3 months / 6 months)
Real services — not just cash
Separate policies for each parent
Class Monthly Subscription Coverage
Class A – Diamond Ksh.100/month • Transport
• Clothing
Class B – Silver Ksh.150–200/month • Transport
• Executive Coffin
• Clothing
Class C – Gold Ksh.200/month • Executive Coffin
• Clothing
• Morgue Charges (10 days)
• Transport
Class D – Copper Ksh.250–300/month • Transport
• Clothing
• Morgue Charges
Class E – Uranium Ksh.450–500/month • Transport
• Executive Coffin
• Tent & Chairs
• Clothing
• PA System
• Gazebo Tent
• Morgue
Class F – Super Uranium Ksh.600–900/month • All of Class E
• 1 Sack of Maize
• 1 Bull
• Red Carpet
• Cash Gift of Ksh.5,000

Subscription Eligibility

Details:
Age at entry: 1 – 75 years
Must be a registered member (Ksh.200 fee)
Family cover: 1 Principal + 1 Spouse + 4 Children
Children covered from 3 months to 18 years (or 21 if in college)
Each parent must be enrolled separately

Waiting Periods & Conditions

Details:
⏳ 3-month waiting period for lives under 70
⏳ 6-month waiting period for lives over 70
🚫 No services during grace period after missed payments
✅ Accidental deaths covered immediately
❗ Must declare pre-existing conditions (HIV, cancer, stroke, etc.)

Funeral Services Provided

Details:
🚐 Transport of the deceased
👕 Funeral clothing
🎪 Tents, Chairs, Gazebo Tent
🔊 PA System
🏥 Morgue fees (up to 10 days)
🌽 1 sack of maize + 1 bull (Class F)
🎁 Cash Gift (Class F only, Ksh.5,000 after 30 days)

How to Enroll

Steps:
Fill in Membership Form
Pay Ksh.200 Registration via Paybill: 522522 | Acc. No: 1339039362
Choose Your Class (A–F)
Start Subscriptions (weekly/monthly/annual)
Get Covered